Being Happy On Any Income
We’ve all heard that money can’t buy happiness, but do we believe it? It’s easy to imagine how money could solve our problems, especially when we’re talking about debt, but is money a requirement for...
View ArticleDebt Fatigue: Getting Out of a Debt Payoff Funk
I received an email from a reader this week who after 3 months of intense debt payoff is facing some debt fatigue. She and her husband have made great progress and only have about 8 months to go, but...
View ArticleLet’s Talk About Interest
I was probably a teenager when I first heard J. Reuben Clark’s classic explanation of the power interest has on those in debt. I remember the uneasy feeling I had. I caught a glimpse of the bondage...
View ArticleCan You Be Thankful For Debt?
It’s easy to be thankful for the good things in our lives. That comes pretty naturally for most people. What requires more thought and builds more character is figuring out how to be grateful for...
View ArticleCelebrate Your Progress!– Frugal Fresh Start- Day 10 **PLUS Facebook Group...
Congratulations — You’re halfway through! Today marks the halfway point in the Frugal Fresh Start Challenge month. Let’s look back and see what we can celebrate. Taking time to enjoy and celebrate...
View ArticleCreating a Cash Buffer– Part of Your Financial Safety Net
I’m not stressed about our finances. That doesn’t mean I’m not seriously focused on increasing income, paying off debt, and saving for the future. I think that’s healthy, motivating stress. It...
View ArticleA Calculation That Will Jump Start Your Debt Repayment
A few weeks ago, there was a discussion in our Facebook group: Making Frugality and Finance Fun about the cost of a day’s interest for your debt. It’s pretty eye-opening to calculate the amount of...
View ArticleBenefits of Blogging for Accountability (…and why I started blogging)
Just the other day, a reader asked me about how blogging was helping us to reach our financial goals and what advice I have for people who are thinking about starting a blog for personal...
View ArticleSix-Month Goal Check-in– How’d You do?
As part of our January Frugal Fresh Start Challenge, I challenged each of you to set a six-month financial goal. Some of you had goals to reduce debt, others had goals of how much you would save or...
View ArticleMy Elastic Waistband and Your Budget
About two weeks after delivering my littlest little one (and by littlest, I mean my youngest… at 10 lb 6 oz, she was actually my biggest) I put away my maternity clothes. I boxed them up and stacked...
View ArticleA Time to Save, A Time to Spend
I went for years without buying bread. Instead I made my own homemade bread. One of the main reasons I decided to make all of our family’s bread was for the savings that came from not going to the...
View ArticleDon’t Do What I Do
If our monthly debt repayment progress reports have left you feeling discouraged or frustrated, this post is for you. By far the majority of my readers are truly supportive and completely encouraging....
View ArticleHow to Avoid Burnout While Paying Off Debt
If your debt is going to take you an extended period of time to pay off, chances are good that you will experience burnout at some point if you haven’t already. I’m welcoming Jen from Frugal...
View Article8 Reasons You’re Failing at Your Goals
Did you set goals at the beginning of the year, but they just aren’t working out? Have you given up on goal-setting altogether because you haven’t been successful in the past? You’re not alone....
View ArticleHow to Turn Your Debt Discouragement into Motivation
Do you ever catch yourself thinking that life will be so much better when you are debt-free? Or when you get a better paying job… or when you’ve finally saved a down payment… or when you can stop...
View ArticleLife After Debt: Our plans for when we’re debt-free
If you’re new here, you might think it’s a little premature to talk about what we’ll do when we’re debt free. After all, at our last monthly budget report, our remaining debt was just over $30,000....
View ArticleHow we’re making debt a family affair
I’m going to go out on a limb today and say that this journey of paying off six figures of debt has been a great thing for our children. I realize that might sound a little far-fetched, especially...
View Article5 Lessons I Learned Paying Off Debt– Guest Post by Krystal
I have a special treat for you today! You have all heard my family’s story of paying off debt (you probably watched it unfold here on the blog), but I’m excited to bring you a fresh perspective from...
View ArticleWhat would you give up? Megan’s Debt Payoff Success Story
I am always inspired by debt payoff success stories! I love reading about the sacrifices people are willing to make to get out of debt. I especially love reading the success stories of my blog...
View ArticleWhy we don’t do budget meetings (and maybe you shouldn’t either)
Because we had so many excellent entries in the My Secret to Saving Contest, I chose a couple of great posts as honorable mentions. I’m sharing the first one today! I think many of you will relate...
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